Life Insurance : This is a very important question that needs a better understanding to deal with. Here are some tip as to how you can go about this type of situation.
If you are the named beneficiary of the Life Insurance policy then the simple answer is yes.
If the beneficiary is your child and they are under the age of 18 you could run into court delays until the court appoints a guardian to oversee the proceeds. Also the proceeds could be reduced due to probate and court cost.
I would be nice if the trust for the child be name beneficiary. If this is impractical, an agreement would need to be made between the father and a beneficiary, you or a family member, that would be the named to oversee the funds were used for the benefit of the child.
Also, The insurance company’s obligation is to pay the beneficiary(s) of a policy. If your daughter is a minor, then the company will follow the rules of the residence state.
My advice would be to contact an attorney regarding a trust that could become the beneficiary of your former husband’s life insurance.
That trust then could be designed to provide money for child support as well as educational and other needs of your child.